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3. To promptly pay when due the principal of and interest on the indebtedness evidenced by the <br />Note, late charges as provided in the Note, and the principal of and interest on any future advances secured <br />by this Mortgage. Privilege is reserved to prepay at any time, without premium or fee, the entire <br />indebtedness or any amount thereof. <br />4. To pay all ground rents (if any), taxes, water rates, public or private utility charges, and other <br />governmental or municipal charges, fines, impositions, assessments, of any kind levied or imposed against the <br />Property, and, upon request therefor, to promptly deliver the official receipts thereof to Lender or its <br />designated agent. Tax receipts are to be delivered semi - annually and within 30 days after payment. <br />5. To keep the Property fully insured for the benefit of Lender in insurance companies acceptable <br />to Lender or its designated agent, to deposit the policies of insurance with Lender or its designated agent, and <br />to name Lender as a beneficiary on the face of said insurance policy. Receipts for payment of such insurance <br />premiums are to be delivered not less than annually. <br />Provided that; paragraphs 4 and 5 shall be deemed as properly performed by Mortgagor to the extent <br />the Senior Mortgage is in effect which makes full provisions for the fulfillment of all such obligations of <br />Mortgagor, so long as the Lender is added as a named beneficiary of said insurance policies, and receipts are <br />promptly delivered to Lender or its designated agent. <br />6. To assign to Lender (subject to the Senior Mortgage and any senior lenders rights), the <br />proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or <br />other taking of the Property, or any part thereof, or for conveyance in lieu of condemnation. Said proceeds <br />shall be applied to the sums secured by this Mortgage, with the excess, if any, paid to Mortgagor. In the event <br />of a partial taking of the Property, there shall be applied to the sums secured by this Mortgage such <br />proportions of the proceeds as are equal to that proportion which the amount of the sums secured by this <br />Mortgage immediately prior to the date of the taking bears to the fair market value of the Property <br />immediately before taking, with the balance of the proceeds paid to Mortgagor. <br />Unless Lender and Mortgagor otherwise agree in writing, any such applications of proceeds to principal <br />shall not extend or postpone the due date of the monthly installments referred to in the recitals above, or <br />change the amount of such installments. <br />7. To pay to Lender or its designated agent the total amount due under this Mortgage upon <br />demand, should Lender accelerate the indebtedness pursuant to paragraph 12 below. <br />8. To keep the Property in as good order and condition as they are now, together with any <br />improvements thereon, reasonable wear and tear excepted, and will not commit or permit waste and shall <br />make all necessary or appropriate repairs, replacements and renewals thereof, interior, exterior, structural and <br />non - structural, ordinary and extraordinary, foreseen and unforeseen. Mortgagor shall not do, or permit to be <br />done, any act or thing which might materially impair the value or usefulness of the Property or any part thereof, <br />shall not commit or permit any waste of the Property or any part thereof, and shall not permit any unlawful <br />occupation, business or trade involving the Property to be conducted. Lender may make or cause to be made <br />reasonable entries upon and inspections of the Property, provided that Lender shall give Mortgagor notice <br />prior to any such inspections specifying reasonable cause therefor related to Lender's interest in the Property. <br />