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In witness whereof, after due authorization, the parties have each caused this. Loan Agreement to be duly <br />executed as of the Effective Date above. <br />City of Lakewood, OHIO <br />12650 Detroit Avenue <br />Lakewood, Ohio 44107 <br />Approved <br />By: <br />Je <br />Title: Cr <br />Date: <br />Page 14 of 14 <br />