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- Education from a HUD certified counselor is required to use this product <br /> - https://www.hud.gov/program_offices/housing/sfh/hecm/hecmabou <br /> Solutions <br /> - Continue to review and build upon the 8 point plan utilized by the City of Lakewood <br /> - •Action Step 1 — Launch Rental Restoration Program Preserving Affordability <br /> -Action Step 2 — Explore Gap Financing for Rental Development Projects <br /> - •Action Step 3— Develop and expand non-profit partnerships with housing <br /> agencies <br /> - •Action Step 4— Provide more homeownership opportunities for low- and <br /> moderate-income households <br /> - •Action Step 5— Develop new affordable home construction <br /> - •Action Step 6— Connect property owners to resources and incentives <br /> - •Action Step 7—Conduct more outreach & advocacy to HUD and CMHA to <br /> improve effectiveness and service delivery of housing programs in Lakewood. <br /> - Step 4- Work to build in protections to keep the created affordable <br /> housing affordable by selling it in perpetuity to LMI borrowers or <br /> borrowers under 120%AMI Deed restrictions <br /> - Equity Sharing <br /> - Land Trust Models <br /> &..§;;, �r�rr�rr�r;,,, shome.or / our communut . arod trust,, mU <br /> o hilt sJ/sheUterforce.or /2015/101°85/or ar0zunarod the co <br /> mmuraui� Uand trust modetext:::::: a he%20CU...:u%20Mod <br /> y............................................................................................................................................................................................................................................................................................................................................. <br /> ,1 U, nd...02.0 t.o. %2 ware,r%, ,u.;),u,r]c.t,fru, ,%2, ,housg;lhg!d s.l. <br /> - Continuing building the plan for acquiring foreclosed properties <br /> and returning them back into the market to meet the current needs <br /> - Working with the Land Bank to get as many properties as <br /> possible and create more LMI housing. <br /> - Step 6- Work together with LakewoodAlive and other non-profits to review <br /> current programs and other local and national programs to tweak the <br /> current offerings to ensure that they are meeting the current needs of the <br /> community. <br /> - This could be done through regular monthly meetings <br /> - Continue to educate the community about programs that are offered <br /> through the Department of Community Development, LakewoodAlive and <br /> other organizations <br /> - Loans <br /> - Grants <br /> - Pride Fund ( Loan Guarantee Program) to help <br /> unbanked/unconventional clients gain access to affordable and <br />