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How Your Health Protection Plan Benefits You* <br />NEVER PAY MORE .. . <br />'After your payments (not counting deductibles) for all covered expenses in <br />the calendar year and prior three months add up to 5500- <br />Prudential will pay 100% of further eligible expens®s for the rest of the <br />calendar year ' <br />This S500 limit also applies to each other covered person in the family who <br />has satisfied the required deductible. <br />A family's co-payments, after no. more than two deductibles, are limited to a <br />total of S 1,000 in a 15-month period. After that; Prudential will pay 100% <br />of eligible expenses during the rest of the current year for all covered family <br />members. <br />This feature does not apply to the Limited Medical Expense Benefit provided i <br />when a covered person becomes eligible for Medicare Part A benefits <br />because of age. ` 1 <br />t <br />NO DOLLAR LIMITS FOR MOST BENEFITS... <br />Your Plan provides true protection against the large medical bills few families <br />can afford. There is no limit to the amount payable under your coverage, <br />except for mental illness and persons eligible for Medicare Part A due to age. <br />FAST, EASY HOSPITAL ADMISSION .. . <br />Your Plan issues you a special Hospital Guarantee Card. This simplifies <br />admission to the hospital by guaranteeing payment of your hospital benefits <br />for up to three days. <br />"Not applicable to Dental Expense Insurance. <br />Note: For details of benefits, see following pages. <br />~.: <br />4 <br />