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EXIIiIBIT 3 <br />MAYFIELD VILLAGE <br />397379 <br />PLAN DESIGN ALTERNATIVES <br />As insurance costs rise, we feel it's important to offer our policyholders plan design altematives to help reduce the cost <br />of your benefits program. <br />- -- _. -Y,. <br />?,., <br />Uur underwriters have prepared the following customized plan design alternatives for your consideration. Should you <br />choose to elect a change in your benefit plan design, please sign where indicated and return the form to your local <br />Guardian Sales Office. <br />Note: All plan change requests must be received in the Guardian Home Office no later than 15 days prior to the <br />requested effective date of change. Requests received after that date in time will be processed with an effective date of <br />the following month's premium due date. <br />If you have any questions, or wish to see additional plan design alternatives, please contact your Cleveland Group <br />Sales Office at 6480 Rockside Woods Blvd. South Suite 170, Cleveland, OH 44131, (216) 447-1908. <br />GUARDIAN <br />05/30/2006 10:23 AM