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13. NOTICES. Service of all demands, notices or other papers with respect to <br />such termination and retention of payments, or otherwise, may be made by registered <br />mail at the following address: For Buyer: Joseph W. Diemert, Jr., Director of Law, 1360 <br />S.O.M. Center Road, Cleveland, Ohio 44124, or at such other address as Buyer will <br />indicate in writing to Seller. For Seller: Michael J. Caticchio, Esq., 5001 Mayfield Road, <br />Suite 105, Lynhdurst, Ohio 44124, or at such other address as Seller will indicate in <br />writing the Buyer. <br />14. STATE LAW. This Purchase Agreement shall be interpreted and governed <br />in accordance with the laws of the State of Ohio. <br />15. AMEIdDMENTS. This Purchase Agreement shall not be modified or <br />amended except by written instrument signed by all of the parties hereto. <br />16. ENTIRE AGREEMENT. This Purchase Agreement contains the entire <br />agreement between the Seller and Buyer, and the parties hereto are not bound by any <br />agreements, representations, warranties, understandings, or conditions except for those <br />expressly set forth herein. <br />17. SUCCESSORS AND ASSIGNS. This Agreement is made for and shall <br />inure to the benefit of the parties hereto, their heirs, personal representatives, <br />successors and assigns. <br />-6-