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o2/ls/2o11 <br />Mayfield Village/chamber & life discount <br />Proposed Effective Date: 04/01/2011 <br />BGS ASSOCS LLC <br />tiea[th Lnsurance ojjered by C,'ommunity Lnsurance (.'ompany <br />Blue Access Option 1 with Rx Option B <br /> Network Non-Network <br />Calendar Year Deductible (individual/family) $0 / $0 $300 / $900 <br />Annual Out-Of-Pocket Maximum (individual/family) $0 / $0 $1,000 / $2,000 <br />Physician Home and Office Services (per visit)(PCP/SCP) $15 / $ls 30% <br />Allergy injections $s 30% <br />Emergency Room Services: Facility/Other Covered Services $200 $200 <br />Urgent Care Center $7s 30% <br />Inpatient/Outpatient Professional Services No Cost Share 30% <br />Inpatient Facility Services (per admission) No Cost Share 30% <br />Outpatient HospitaUAlteruative Care Fac: Surgery (per visit) No Cost Share 30% <br />Outpatient Services: Other (per visit) No Cost Share 30% <br />Ambulance Services No Cost Share No Cost Share <br />Hospice Services No Cost Share No Cost Share <br />(PCP) means Primary Care Physician. (SCP) means Specialty Care Physician. Flat dollar copayments are excluded from the Out-of-pocket limits. Also Prescription <br />Drug deductibles/copayments/coinsurance and Non-network Human Organ and Tissue Transplants are excluded from the Out-of-pocket limits. Network and Non-network <br />deductibles, copayments, coinsurance and out-of-pocket maximums are separate and do not accumulate toward each other. Deductible(s) apply only to covered medical <br />services listed with a percentage (%) coinsurance. However, the deductible does not apply to Emergency Room Services @ Hospital where a copayment & (%) coinsurance <br />applies. No Copay means no deductible%opayment/coinsurance up to the maximum allowable amount. 0% coinsurance means no coinsurance up to the maximum <br />allowable amount. <br />Other Network Services: <br />Durable Medical Equipment, Orthotics, and Prosthetics Behavioral Health (Mental Health and Substance Abuse) <br />Outpatient Therapies -Benefits provided in accordance with Federal Mental <br />- Physical Therapy: 20 visit limit Health Parity <br />- Occupational Therapy: 20 visit limit <br />- Manipulation Therapy: 12 visit limit <br />- Speech Therapy: 20 visit limit <br />- Cardiac Rehabilitation: 36 visit limit <br />- Pulmonary Rehabilitation: 20 visit limit <br />- Accidental Dental: $3,000 limit <br />Human Organ /Tissue Transplants <br />No CopaymenbCoinsurance <br />BenefitID:152647 <br />Home Care Services <br />- 90 visits excludes Private Duty Nursing and IV Therapy <br />Private Duty Nursing <br />- $s0,000 annuaU$100,000 Lifetime Maximum <br />Prescription Drugs (Network Pharmacy) <br />- Retail (30-day Supply) <br />$10 / $25 / $40 <br />- Mail Service (90-day Supply) <br />$10/$6s/$120 <br />- Specialty medications are limited to a 30 day supply <br />regardless of whether they are retail or mail service. <br />- Member may be responsible for additional cost when <br />not selecting the available generic drug. <br />- Specialty Medications must be obtained via our Specialty <br />Pharmacy network in order to receive network level benefits. <br />* For groups size 100+ -refill by mail, if requested, requires <br />special pricing from Underwriting. <br />Please note: as we receive addilional guidance and clarification from the U.S. Department of Health and Human Services, we may be required to make additional changes to <br />your benefits. <br />This coverage has been selected for employees and eligible dependents; subject to the terms and conditions of this proposal and the application to which this is attached. <br />Signature <br />Date <br />Anthem: 113130 -Blue 5.0 Page: 1 <br />EXHIBIT A <br />