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Your broker is: <br />Basic Term Life <br />PROPOSAL , Prepared for I Mavfield Villaae <br />?y,?? 1 '..{ } f '?4 <br />.? ? _ 1-. •'., <br />RATES <br />Denny Stusek <br />BGS Associates LLC <br />32901 Station Street <br />Suite 206 <br />Solon, OH 44139 <br />dstusek@bqsassociates.com <br />Email: I <br />EMPLOYEE Rate <br />Basic Life, er $1,000 $0.350 59 <br />AD&D, er $1,000 $0.025 <br />Total Volume $1,156,000 <br />Monthl Premium $433.50 - <br />Annuai Premium $5,202.00 <br />RATE GUARANTEE 1 e <br />r <br /> a <br />PRIMARY BENEFITS <br />Em lo ee <br />Benefit Amount $20,000 ? <br />AD&D 100% of Life Benefit to a maximum of $20,000 <br />Common Carrier Not Included <br />Benefit Reductions 35% at a e 65 and an additional 25% at a e70 <br />BENEFIT DETAIL <br /> If disabled, insurance will continue until age 65 or no <br />Waiver of Premium lon er disabled. Includes LifeAssists"' <br />Portabili Included with Evidence of Insurabili <br />Conversion Included <br /> <br /> <br />Accelerated Life Benefit 50°a of the death benefit, Minimum: $10,000, <br />' <br /> Maximum: $250,000, sub <br />ect to state limitations <br />Guaranteelssue $20,000 <br />See Rates Notes <br />See BeneBt Detall <br />Notes <br />PLAN HIGHLIGHTS <br />LifeAssist . <br />Provides supplemental income that equals 1% of the employee's life benefit#o a maidmum of$2,000 for employees ADL disabled. Benefits are <br />paid to the lesser of 100 months or to when waivar of premium ends. <br />Rates and pcemiums are based on the employee data submitted. Final rates and premiums are based on the plan and <br />employee/dependent data provided on the enrollment forms_ <br />? <br />GUARDIAN` <br />i ne vuardian Life Insurance Company of America, New York, NY