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Page 1 of 1 <br />Group Number: <br />GUARDIAN? July 30, 2009 <br /> <br />Janice Reale <br />Mayfield Village <br />6622 Wilson Mills Rd. <br />Mayfield Village, Oh. 44143 <br />Important information regarding the renewal of your Guardian Group Benefits. <br />Dear Planholder: <br />Our Underwriting department has reviewed your recent request to change your renewal rates listed in the letter from us <br />dated July 20, 2009, and we are pleased to advise you of the revised rates included in the following chart(s). <br />For the year beginning September 1, 2009 rates for your current plan will be as follows: <br />Thank you again for selecting Guardian. We look forward to serving you in the year ahead. <br />Sincerely, <br />Gene Stasiuk, Director <br />Renewal Underwriting Standards <br />Dental Insurance Disability Protection Life Insurance Medical Benefits Section 125/FlexPlan Vision Care <br />The Guardian Life Insurance Company of America, 7 Hanover Square, New York, NY 10004