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May 20 03 05:35p Diemert & Assaciates [440)442-0825 p.4 <br />Va/ JLy/ us 14* I ] t:AX PHIL BRETT -? LAW DIR 411004 <br />Corpnrate Plans Inc Fax-440-542-7801 May IQ '03 14:38 P.02 <br />. ? . <br />; . <br />? ! r? • . <br />May 22. 2003 Lf?. , .. <br />BENEFITS ADMiNISTRATOR . azoa anysew snw rema, Fwaa:3ao7 MAYFIELD ViLLAGE ( . . . <br />6621 WIL50N MILL3 ROAQ . ' .. MAYFIELD VILI.AGE, OH 44143 . . <br />Re: Customer # 6881477 ' • . <br />Dear Benefits Administraior: <br />- '• -•-----__._:._. ' .. , ..., .: ._ . ..........._.-..,... , . <br />, inba' <br />we have completed our ?tnnUal cenewal evafua?ton of your group coverage with MetLlPe.l Our aRalysis fakes.. <br />cor5sidefation a variety of Qlements thaf incfude overAN induetry trends in clairns incidence, shifts in emp?oyee . <br />composltion of your 8toup and the actuai sxperience under your plan. Wiih speclfio regard to your dental. . <br />coverage, the p;vjected incurred loss rativ is 135.0% for the rertewal period. ' <br />After rarefut consideratinn of the abova factors, we:have established our priCing Gor the upwming poiBay year•. <br />Foliowing ars both your curreng and renewal ratea, which wilt be sffiecfive an Ju1y 1, 2003: <br />Coveraqe Curreot Rates Renewal Rates IRafe_11asis •DENTAL 24.15 91.88 Employee • <br />70.39 8-2.81 Emplaye?-, + Dependenis . <br />Bllfing statements on and after July 1, 2003 will reflect the renewal raies. Rates are guaranteed for u2 montHs subject to the terrns, conditions aRd pravisions of your group insurance poiicy, ; - <br />It is our expeessed intent to provide the best possibfe relatianship of Qet7eflt costs to theiproducts we provide ta <br />yoar group_ Please be assured that our ena[ysis itas been completed with lhis in mind, We appreclate the <br />opportunity io provlde your emplayee beneftts and Ippk for.ward to corttinuing our retatlonship. ff you have any <br />questlons regarding our assessment, pFeass do not hesltate Go contact us'ai 1-877-870-3834. Sincerely, . ' ? <br />MetLffe Renewal Underwrlting ; ; . <br />cc: J,AMESt:loPKINS: ., • <br />PI7TSBURC3H SBC REGIO{VAL SALES OFFIGE i • <br />EXHIBIT <br />? <br />? <br />A