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(2) The cost of any conveyance fees and/or real estate <br />transfer taxes applicable to the_property; <br />(3) The costs of satisfying any taxes, assessments, liens <br />or encumbrances required to be discharged by this <br />Agreement; <br />(4) The cost of any inspection or certificates required by <br />any public body or authority; <br />(5) Preparation of the deed; . <br />(5) The amount of any prorations due Buyer under this <br />Agreement; and <br />(6} One-half ('h) of the escrow fee. <br />(B) Charges Against Buyer. Buyer shall be charged with the <br />following costs to be deducted by the escrow agent from <br />funds due Buyer, if any, onto be paid by Buyer prior to the <br />transfer of title: <br />(1) The cost of the location service or survey, including <br />surveying and preparing the legal description; <br />(2) The cost of any special tax search; <br />(3) The difference between the cost of any owner's policy <br />of title insurance and a Title Guaranty; <br />(4) The costs incident to filing the deed and any <br />mortgage(s) -placed upon the property; <br />(5) The costs incident to the obtaining of financing, if <br />any; and, <br />(6) One-half ('/) of the escrow fee. <br />(C) Other Charges. Taxes and assessments, both general and <br />special, shall be prorated by the escrow agent as of the date <br />of transfer based on the last available tax duplicate. <br />12. TIME IS OF THE ESSENCE. Time is of the essence of this contract. If <br />Buyer shall default in the performance of any of the obligations imposed on Buyer by <br />6 <br />