1998 016 Ordinance - Laserfiche WebLink

Home Browse Search

<<1I 'Ihe Guardian MS ANNETTE SUSAN HARRISON HAYFIELD VILLAGE 6621 WILSON MILLS ROAD HAYFIELD VILLAGE, OH 44143 RE: Group Plan G-304826-I-38 Dear Planholder: 201 Park Avenue South ~~V~'V~D New York, NY 1 0003 February 20, 1998 t~H~ 5 ~"V As a valued client of The Guardian, we thank you for allowing us to be a provider of your group's benefit program for the past year. The Guardian remains committed to providing you and~~your employees ~•rith top quality benefit plans. The new monthly rates for the upcoming year for your current plan are shown below and will take effect on April 1, 1998. CURRENT RATES RENEWAL RATES Dental Employee $ 22.02 per employee $ 26.20 per employee Spouse & Child(ren) $ 36.83 per sp/ch unit $ 43.83 per sp/ch unit Factors that may influence the rating structure of our employee benefit plans include: - Your group's age, gender and income;* - Your company's location and industry classification;* - Federal and/or State legislation; - Increases in provider costs (for medical and dental); and, - State-specific small group reform (for medical). *Where prohibited by state law, these factors are not used for medical. We welcome the opportunity to review your plan design to ensure that you are maximizing your benefit dollars. Several dental options are available. Examples include: - Changes in deductibles, coinsurance and maximum benefits; - DentalGuard Preferred -- our PPO product has over 100 options (available in most states); and, - Other benefit modifications which are competitive in today's market and can save you 5-10 e. Please contact your insurance broker or Guardian Group sales Office at 6480 Rockside Woods Blvd, South, Suite 170, Independence, Ohio 44131, (216) 447-1908, to answer any questions or to schedule an appointment for a plan review. The Guardian Life Insurance Company of America ~ Est. 1860