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Metropolitan Life Insurance Company <br />4150 N Mulberry Drive, Suite 300 <br />Kansas City, MO 64116 <br />January 23, 2014 <br />BENEFITS ADMINISTRATOR <br />MAYFIELD VILLAGE <br />6622 WILSON MILLS RD <br />MAYFIELD VILLAGE, OH 44143 <br />Re: Customer # 05989618 <br />Dear Benefits Administrator: <br />Met fk <br />Lo W <br />have completed our annual renewal evaluation of your group coverage with MetLife or its affiliates. Our <br />e <br />analysis takes into consideration a variety of elements that include overall industry trends in claims incidence, <br />shifts in employee composition as well as other financial or premium related issues that have a bearing on our <br />cost structure. <br />After careful consideration of the above factors, we have established our pricing for the upcoming policy year. <br />Following are both your current and renewal rates, which will be effective on April 1, 2014. <br />Coveraae Current Rates Renewal Rates Rate Basis <br />LIFE $0.249 $0.249 per $1000 of insurance <br />AD&D $0.038 $0.038 per $1000 of insurance <br />Billing statements on and after April 1, 2014 will reflect the renewal rates. Rates are guaranteed for tweive (12) <br />months subject to the terms, conditions and provisions of your group insurance policy. Any additional coverages <br />not specifically mentioned in this letter that are active at the time of the renewal will have their rates continued <br />through the coming year. <br />It is our expressed intent to provide the best possible relationship of benefit costs to the products we provide to <br />your group. Please be assured that our analysis has been completed with this in mind. We appreciate the <br />opportunity to provide your employee benefits and look forward to continuing our relationship. If you have any <br />questions regarding our assessment, please do not hesitate to contact us at 800 ASK-4-MET. <br />Sincerely, <br />MetLife Renewai Underwriting <br />cc: PIETRO J INSANA <br />PITTSBURGH SALES OFFICE <br />°k Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. Dental HMO <br />plan benefits are provided by: SafeGuard Health Plans, Inc. a California corporation in CA; SafeGuard Health Plans, Inc. a Florida <br />corporation in FL; SafeGuard Health Plans, Inc., a Texas corporation in 7X; and MetLife Health Plans, Inc., a Delaware corporation and <br />Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife <br />family of companies. <br />T( yau c1YP. 8 CEISSOCi1eC 4xJitfl E?i7147I0yeE?S Wf3P'ISIl1C Efl tftE' SI:?f:E. Qf C.{?finer.tictit, ^lease !'E?lJiE?4Y tPtE? °"CT EITlpiOVP..P. TFI'RlIRBC(0I15 <br />ccxpic:: Fau«c1 in MetLife'=> or,€irie f\dniinistratk>n Mar}ual tan<9er tf7e appropriate cnverage sec;tian <br />(Vd1Nl1'.tNllymetiife.corn!adi-n ir:.rnaruaf).