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8.02. Required information <br />Each Participant's claim for benefits shall contain a written statement containing the following <br />information: <br />(a) the person or persons on whose behalf Eligible Medical or Prescription Expenses have <br />been incurred; <br />(b) the nature of the expenses so incurred; and <br />(c) the amount of the requested reimbursement; <br />(d) a statement that such expenses have not otherwise been paid through insurance or <br />reimbursed from any other source. <br />The above information can be provided by submitting a copy of the employer sponsored fully <br />insured programs Explanation of Benefits Statement which provides detailed information of the <br />specific claim for benefits. <br />The Plan may require, in addition to the Explanation of Benefits Statement, a copy of the medical <br />provider statement which corresponds to the claim for benefit request. <br />8.03. Method and contents of denial notices <br />Any Notice of the denial of a Claim for benefits shall be given the Claimant or his duly <br />Authorized Representative either in written form or as an Electronic Notice. The Denial Notice <br />must include: <br />(a) the specific reason or reasons for the Adverse Benefit Determination; <br />(b) reference to the specific plan provisions on which the determination is based; <br />(c) a description of any additional material or information necessary for the Claimant to perfect <br />the claim and an explanation of why such material or information is necessary; <br />(d) a description of the review procedures set out in this Section XIII and the time limits <br />applicable to such procedures, including a statement of the Claimant's right to bring a civil action <br />under ERISA sect. 502(a) following an Adverse Benefit Determination on review; and <br />(e) if an internal rule, guideline, protocol, or other similar criterion was relied upon in making the <br />Adverse Benefit Determination, either the specific rule, guideline, protocol, or other similar <br />criterion; or a statement that such a rule, guideline, protocol, or other similar criterion was relied <br />upon in making the adverse determination and that a copy of such rule, guideline, protocol, or <br />other criterion will be provided free of charge to the Claimart upon request. <br />8.04. Appealing an adverse benefit determination <br />Within one-hundred eighty (180) days after the receipt by the Claimant of written notification of <br />the denial (in whole or in part) of his Claim, the Claimant or his duly Authorized Representative, <br />upon written application to the Plan Administrator, in person or by certified mail, postage prepaid, <br />may request a review of such denial, may review pertinent documents, and may submit issues <br />and comments in writing. <br />Ma~eld Village HRA Plan 0117.doc 12 <br />