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Uwi;` rd <br />r"1 [l 1I ri ♦! <br />AFFILIATED BUSINESS ARRANGEMENT <br />DISCLOSURE STATEMENT <br />This notice is required by the Real Estate Settlement Procedures Act (24 CFR Part 3500) <br />DATE: <br />Ice <br />FROM: Erie Title <br />PROPERT VL SOM Center Road Mayfield Village, OH 44143 <br />Y: <br />This is to give you notice that Erie Title has a business relationship with Smythe Cramer Co. d/b/a Howard Hanna, <br />for real estate services ("HH") Howard Hanna Mortgage Services ("HHMS") and United Purpose Mortgage <br />("UPM") for mortgage financing, Howard Hanna Insurance Services, Inc. ("HHIS") for insurance, and Great <br />Lakes Field Services, LLC ("GLFS") for surveying and Homegard® for home warranty. Erie Title and the above - <br />referenced providers have the same parent company, Hanna Holdings, Inc. ("Holdings"). Holdings owns 100% of <br />HHMS and UPM, 41% of ET, 100% of HHIS, and 49% of GLFS and 93.61% of Homegard®. Because of this <br />financial relationship, this referral to the above -referenced settlement service providers may provide Erie Title or <br />certain of its officers or affiliates with a financial or other benefit. <br />Furthermore, this is to give you notice that F. Duffy Hanna, President of Howard Hanna Financial Services (which <br />is also owned by Hanna Holdings, Inc.) and Monica Russell, General Counsel of ET, have a business relationship <br />with Blum & Associates, LLC(B&A), which is a law firm. F. Duffy Hanna owns 60% of B&A and Monica <br />Russell owns 10% of B&A. Because of this financial relationship, a referral to B&A may provide F. Duffy Hanna <br />and Monica Russell a financial or other benefit. <br />Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT <br />required to use the listed providers as a condition for settlement of your purchase or sale on the subject property. <br />THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH <br />SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE <br />RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. <br />HHMS and UPM are HUD -approved mortgage lenders. Fees normally charged by HHMS and UPM may <br />include an origination fee (which is listed as a percentage of the loan amount), discount points (which accompany <br />the interest rate you choose and which are listed as a percentage of the loan amount), and other charges associated <br />with obtaining a mortgage from HHMS. The estimated fees are listed below but may vary depending on the loan <br />product you select. <br />Loan Origination Fee <br />Bona Fide Points <br />Commitment Fee <br />Advance Equity Application Fee <br />Processing Fee <br />Loan Admin Fee <br />Erie Title AfBA 10-7-2024 <br />0-1 % of Loan Amount <br />0-6% of Loan Amount <br />$0.00 to $500.00 <br />$500.00 to $950.00 <br />$375.00 to $650.00 <br />$0.00 to $ $1,900.00 <br />N't. SOM <br />