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.2 Workers' Comnensation: Workers' Compensation with statutory limits with all states <br />endorsement. Employers Liability with an annual limit of not less than One Million <br />Dollars ($1,000,000) bodily injury by accident, each accident, One Million Dollars <br />($1,000,000) bodily injury by disease, each employee, and One Million Dollars <br />($1,000,000) bodily injury by disease, policy aggregate minimum coverage including <br />defense of an allegation against the employer for injury believed to have been <br />substantially certain to occur. The Contractor and any Subcontractor shall subscribe to <br />and comply with, throughout all phases of the Project, the Workers' Compensation laws <br />of the State of Ohio and shall pay such premiums as are required hereunder. The <br />Employers Liability insurance requirement may be satisfied by including such coverage <br />within the General Liability policy. <br />.3 General Liabilitv Insurance: Commercial General Liability insurance on an occurrence <br />coverage basis (including without limitation, bodily injury, personal injury and <br />advertising injury, property damage, and broad-form contractual liability arising from or <br />relating to this Contract, coverage as respects independent contractors, operating mobile <br />equipment, products and completed operations, explosion, collapse and underground <br />hazards) of not less than the following amounts: <br />(a) Contractor's General Liability (occurrence basis, limits per occurrence and <br />annual aggregate): <br />$1,000,000 General Aggregate <br />$1,000,000 Products/Completed Operations Aggregate <br />$1,000,000 Personal Injury and Advertising Injury <br />$1,000,000 Bodily Injury and Property Damage Limit - Each Occurrence <br />The Owner and its mayor, council members, officers, employees, representatives, agents, <br />and consultants including Owner's Service consultants for the Project shall be named as <br />additional insureds on the Engineer's Commercial General Liability policy (including <br />Employers Liability) and Excess/Umbrella Liability. The extent of the additional insured <br />coverage shall be no less broad than that provided under ISO Form CG 20 26 11/85 for <br />General Liability, or substitute form providing equivalent coverage. The additional <br />insured coverage afforded under the Engineer's and Consultant's policies shall include <br />both ongoing operations (work in progress) and completed operations (completed work). <br />All coverage shall be maintained for a minimum of five (5) years after Final Completion. <br />The General Liability Insurance limit requirement can be satisfied by the purchase and <br />maintenance of any combination of primary, excess and/or umbrella insurance. <br />Commercial General Liability and Umbrella/Excess limits of liability (including <br />Product/Completed Operations coverage) shall apply on a per project basis. <br />4.2 INSURANCE COVERAGE REQUIREMENTS <br />4.2.1 Primarv Coverage: The insurance coverage to be purchased and maintained by the Contractor <br />and any Subcontractors for auto liability and general liability insurance as required herein shall be primary <br />to any insurance, self-insurance, or self-funding arrangement maintained by Owner which shall not <br />contribute therewith, and there shall be severability of interests under the insurance policies required herein <br />for all coverages provided under said insurance policies and otherwise provide cross liability coverage. <br />4.2.2 Thirtv Davs Notice: The insurance coverage required of Contractor and any Subcontractors shall <br />incorporate a provision requiring the giving of written notice to Owner, the Contractor, and to any other <br />person(s) or party(ies) reasonably designated by Owner, at least thirty (30) days prior to the cancellation, <br />non-renewal or the limit of liability is reduced by endorsement of any insurance policy required to be <br />purchased and maintained pursuant to this Contract, Engineer and all Engineering Consultants shall <br />promptly notify Owner of any change in the AM Best Company rating of any insurance company providing