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<br />• Obtain a cardholder signature (unless transaction is eligible for NSR program).
<br />• Settle and transmit batches same day via your terminal/electronic system.
<br />Supermarket Electronic Merchant
<br />If you are an approved (certified) supermarket merchant and utilize a terminal or electronic system for authorization and settlement
<br />through Global Direct, each transaction you submit which meets all of the following requirements will be priced at the rate(s) quoted for
<br />Supermarket Credit Card and Supermarket Check Card. Each transaction not processed as outlined, in addition to transactions using
<br />Visa Rewards Card, Visa Signature Card, Visa Signature Preferred Card, Visa Infinite Card, MasterCard Rewards Card, MasterCard
<br />World Card, MasterCard World Elite, Discover Rewards Card and all commercial and business cards, will be priced at the rate quoted in
<br />the Merchant Application plus additional surcharges not to exceed 2.59% and $0.10.
<br />• Obtain a magnetic strip read (card swipe/contactless data capture/electronic imprint) at the time of sale.
<br />• Obtain a single electronic authorization and settle for authorized amounts.
<br />• Obtain a cardholder signature (unless transaction is eligible for NSR program).
<br />• Settle and transmit batches same day via your terminal/electronic system.
<br />• The electronic authorization amount must be equal to the transaction amount on all Visa debit card transactions.
<br />Developing Market Electronic Merchant
<br />If you qualify as a Developing Market Merchant (as defined by Association guidelines from time to time) and utilize a terminal or
<br />electronic system for authorization and settlement through Global Direct, each transaction you submit which meets all the following
<br />requirements will be priced at the rates quoted. Any other transaction, including all commercial and business card transactions, Visa
<br />Rewards Card, Visa Signature Card, Visa Signature Preferred Card, Visa Infinite Card, MasterCard Rewards Card, MasterCard World
<br />Card, and MasterCard World Elite Card, Discover Rewards Card and non-magnetic stripe read foreign transactions will be priced at the
<br />rate quoted in the Merchant Application plus additional surcharges not to exceed 2.59% and $0.10. In addition, each Visa transaction
<br />not processed as outlined, but transmitted same day or next day via your terminal/electronic system, will be priced at the rate quoted in
<br />the Merchant Application plus additional surcharges not to exceed 2.59% and $0.10.
<br />• Obtain a single electronic authorization.
<br />• Settle and transmit batches same day via your terminal/electronic system.
<br />• Provide market data as required. See Note.
<br />NOTE: If card is not present and a magnetic stripe read does not occur, then Merchant may be required to comply with "Direct Marketer"
<br />market data requirements including AVS request on cardholder billing address at time of authorization. If card is present and cardholder
<br />signature is obtained, however the magnetic stripe is damaged, then Merchant may be required to obtain AVS match on cardholder
<br />billing address zip code.
<br />Direct Marketer Electronic Merchant
<br />If you are a Direct MaillTelephone Order Merchant (non-magnetic swipe read transactions), and utilize a certified terminal product or
<br />electronic system for authorization and settlement through Global Direct, each transaction you submit which meets all of the following
<br />requirements will be priced at the rate quoted. Any other transaction, including all foreign, commercial and business card transactions in
<br />addition to transactions using Visa Rewards Card, Visa Signature Card, Visa Signature Preferred Card, Visa Infinite Card, MasterCard
<br />Rewards Card, MasterCard World Card, MasterCard World Elite Card and Discover Rewards Card will be priced at the rate quoted in
<br />the Merchant Application plus additional surcharges not to exceed 2.59% and $0.10.
<br />• Obtain an electronic authorization and settle for authorized amounts (one reversal permitted on Visa transactions to make
<br />authorization amount equal to settle amount).
<br />• Address Verification Request in authorization on cardholder billing address. For Discover transactions, Merchant must obtain full
<br />address verification request on street number and/or 9 digit postal code.
<br />• CID verification for Discover merchants on non-recurring transactions.
<br />• Purchase date (settled date) is ship date.
<br />• Send order number with each transaction.
<br />• Settle and transmit batches same day via your terminal/electronic system.
<br />• Send level 3 data (line item detail, sales tax, customer code) with every eligible commercial card transaction.
<br />NOTE: Card Not Present transactions involving one-time, recurring, or installment bill payment transactions are subject to additional
<br />card association requirements which must be complied with to avoid NOS. Electronic commerce transaction requirements are also
<br />subject to additional card association requirements which must be complied with to avoid NOS. Please refer to Card Acceptance Guide
<br />for additional requirements.
<br />Purchase Card Electronic Merchant
<br />If you are a Purchase Card Merchant (non-magnetic swipe read transactions) and utilize a certified terminal product or electronic system
<br />for authorization and settlement through Global Direct, each transaction you submit which meets the following requirements will be
<br />priced at the rate quoted. Each Visa transaction not processed as outlined, but transmitted same day or next day via your
<br />terminal/electronic system, will be priced at the rate quoted in the Merchant Application plus additional surcharges not to exceed 2.59%
<br />and $0.10. Each Visa business and commercial card transaction will be priced at the rate quoted in the Merchant Application plus
<br />additional surcharges not to exceed 2.59% and $0.10. Any other transaction that does not meet the following requirements, including
<br />without limitation foreign transactions, tax-exempt Visa Commercial transactions, Visa Rewards Card, Visa Signature Card, Visa
<br />Signature Preferred Card, Visa Infinite Card, MasterCard Rewards Card, MasterCard World Card, MasterCard World Elite Card,
<br />Discover Rewards Card and all commercial and business cards, will be priced at the rate quoted in the Merchant Application plus
<br />additional surcharges not to exceed 2.59% and $0.10.
<br />• Obtain an electronic authorization and settle for authorized amounts (one reversal permitted on Visa transactions to make
<br />authorization amount equal to settled amount).
<br />• Address Verification Request in authorization on cardholder billing address.
<br />• Purchase date (settled date) is ship date.
<br />12 Rev. 04/08 MPS
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