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Allocated Loss Adjustment Expenses We will arrange for various services and other costs as agent for our client. These costs are referred to as Allocated Loss Adjustment Expenses (ALAE). A list of these expenses follows. Payment of ALAE is the responsibility of City of North Olmsted. Our fees do not cover ALAE, and we are under no obligation to pay ALAE with our own funds. Fees of outside counsel for claims in suit, coverage opinions and litigation and for representation at hearings or pretrial conferences Fees of court reporters All court costs, court fees and court expenses Fees for service of process Costs of undercover operatives and detectives Costs for employing experts for the preparation of maps, professional photographs, accounting, chemical or physical analysis, diagrams Costs for employing experts for the advice, opinions or testimony concerning claims under investigation or in litigation or for which a declaratory judgment is sought Costs for independent medical examination or evaluation for rehabilitation Costs of legal transcripts of testimony taken at coroner's inquests, criminal or civil proceeding Costs for copies of any public records or medical records Costs of depositions and court reported or recorded statements Costs and expenses of subrogation Costs of engineers, handwriting experts or any other type of expert used in the preparation of litigation or used on a one-time basis to resolve disputes Witness fees and travel expenses Costs of photographers and photocopy services Costs of appraisal fees and expenses (not included in flat fee or performed by others) Costs of indexing claimants FR01/SR01 Submission Services performed outside of our normal geographical regions Costs of outside investigation, signed or recorded statements Out of the ordinary expenses incurred in connection with an individual claim or requiring meeting with Customer Any other extraordinary services performed by us at Customer's request Investigation of possible fraud including SIU services and related expenses Any other similar cost, fee or expense reasonably chargeable to the investigation, negotiation, settlement or defense of a claim or loss or to the protection or perfection of the subrogation rights of Customer. We may, but need not, elect to utilize its own staff or affiliated entities to perform any of these services. Associated fees and costs will be charged as ALAE. Sedgwick Ciapyr'ght©2019 The information contained herein is confidential and proprietary to Sedgwick. It is being provided in order to allow evalunb'on of 5r dgv icKs serv2e-'i id <apahilrt , Wthing,t r,c] herein should be disclosed toa third party without the priorconsentof$edgwrck.