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<br />( <br /> <br />EXHIBIT F <br /> <br />Fonn of Consortium Mortgage <br /> <br />KNOW ALL MEN BY THESE PRESENTS, that the undersigned Borrower (the <br />"Grantor"), for and in consideration of the sum of One Dollar ($1.00) and other good and <br />valuable consideration, the receipt, sufficiency, and adequacy of which are hereby <br />acknowledged, received to its full satisfaction from the Cuyahoga Housing Consortium (the <br />"Consortium"), a consortium created under that certain Consortium Agreement, dated June 7, <br />1993 (the "Consortium Agreement") and executed pursuant to Section 307.15 of the Ohio <br />Revised Code (the "Grantee"), and in consideration of the payments or advances to be made <br />hereafter, does hereby give, grant, bargain, sell and convey unto the said Grantee, its successors <br />and assigns, the premises situated in City of Lakewood, County of Cuyahoga, State of Ohio, <br />known as [insert legal description] and together fonning a parcel of land more particularly <br />described in Exhibit "A" attached hereto and made a part hereof by reference, together with all <br />buildings and improvements which may hereafter be erected thereon, the rents, issues and profits <br />thereof, and all privileges, tenements, easements, hereditaments and appurtenances thereunto <br />belonging and all apparatus and fIxtures of every kind and nature whatsoever that may be placed <br />in or on any building or improvement constructed or to be constructed upon the described land. <br />All of the foregoing are hereinafter referred to as the "premises." <br /> <br />TO HAVE AND TO HOLD the premises unto the Grantee, their successors and <br />assigns forever. <br /> <br />And the said Grantor, for itself and its successors and assigns, covenants with the <br />Grantee, their successors and assigns, that at and until the ensealing of these presents, Grantor <br />is well seized of the premises, as a good and indefeasible estate in fee simple, and has good right <br />to grant bargain, sell and convey the same in manner and fonn as above written, and that the <br />premises are free from all encumbrances whatsoever except reservations, easements and <br />restrictions of record, zoning ordinances and taxes and assessments not yet due and payable and <br />the pennitted encumbrances described herein, and that Grantor will Warrant and Defend the <br />premises to the Grantee, their successors and assigns, against all claims and demands whatsoever <br />except as above stated. <br /> <br />The conditions of this Mortgage are such that the Grantor has entered into the <br />HOME Loan Agreement, dated , 1995 (the HOME Loan Agreement") with, among <br />others the Consortium (the "Lender") setting forth in part obligations of the Grantor to repay <br />principal amounts advanced from time to time thereunder up to the principal amounts set forth <br />therein, as follows (such obligations being collectively referred to hereinafter as the "Consortium <br />HOME Loan"): <br /> <br />F-I <br />