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(h) Water, snow or ice being upon or coming through the roof, stairs, <br />doorways, foundations, walks, or any other place upon or near the <br />Building, the Property or the Premises; <br />(1) Falling of any fixture, plaster, tale or stucco; and <br />p) Any act, omission or negligence of any tenant, licensee, trespasser, <br />tortfeasor, or other person in or about the Building and the parking <br />areas. <br />9. INSURANCE <br />9.1 Building and PronertV Insurance; Landlord shall at all times throughout the Term <br />either self - insure, or shall maintain fire, extended coverage and casualty Insurance <br />covering the Building In an amount or amounts not less than ninety percent (90 %) of <br />the full replacement cost of the Building, Tenant shall maintain Insurance on Its <br />property in the Premises in an amount equal to the full insurable value thereof. <br />9.2 Waiver of Subrogation; Landlord and Tenant hereby waive all rights of recovery and <br />causes of action which either has or may have or which may arise hereafter against <br />the other, whether caused by negligence, Intentional misconduct or otherwise, for any <br />damage to the Premises, or the Building, or any other property or business caused <br />by any of the perils covered by a standard fire insurance policy with extended <br />coverage, vandalism and malicious mischief endorsements, building and contents <br />and business Interruption (if applicable) Insurance, or for which either party may be <br />reimbursed as a result of insurance coverage affecting any loss suffered by it; <br />provided, however, that the foregoing waivers shall apply only to the extent of any <br />recovery made by the parties hereto under any policy of Insurance now or hereafter <br />Issued and further that the foregoing waivers do not invalidate any policy of insurance <br />of the parties hereto, now or hereafter issued, The waivers set forth herein shall not <br />apply In any case In which the application thereof would result In the invalidation of <br />any such policy of insurance. Any additional premium caused by these waivers of <br />subrogations shall be paid by the party benefited thereby. <br />9.3 Liability Insurance: Tenant shall, at its sole cost and expense, either self- Insure, or <br />shall obtain and maintain throughout the Term and any extension thereof one or more <br />policies of comprehensive general liability insurance, including personal Injury, death <br />and property damage insurance, Issued by a responsible Insurance company or <br />companies authorized to do business in the State of Ohio In an amount not less than <br />Two Million Dollars ($2,000,000) and providing a combined single limit of not less <br />than Two Million Dollars ($2,000,000) for injury, death or property damage to one or <br />more persons. Landlord and Landlord's management agent, North Pointe Realty, <br />Inc., shall be named as additional Insured parties under said self- Insurance or <br />policies. At the commencement of the Term and thereafter at any time within ten (10) <br />days after Landlord's request therefor, Tenant shall deposit with Landlord a copy of all <br />such policies or certificates showing such insurance to be in force with all current <br />premiums therefor paid. All such policies shall contain an undertaking by the insurers <br />to notify the Landlord, in writing, by registered or certified mail, not less than thirty (30) <br />days prior to any material change, cancellation or other termination thereof. Tenant <br />shall also either self - Insure, or shall obtain and maintain throughout the Term such <br />