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ARTICLE 16 <br />MEDICAL COVERAGE AND INSURANCE <br />16.01 The City agrees to provide for full-time members and their dependents a choice of health care <br />plans, provided the City may change either carriers or delivery systems if the benefits and provider <br />networks are comparable or better than the present plan. The City shall not offer less than two (2) plans. <br />16.02 The PPO plan offered by the City shall have an employee monthly contribution rate for single <br />coverage not to exceed $125.00 in 2023 and an employee monthly contribution for family coverage not <br />to exceed $240.00 in 2023. <br />16.03 The Employer has established an Insurance Committee of one (1) to three (3) representatives <br />from each of the City's bargaining units if they choose to be represented and a minimum of one (1) <br />representative of the Employer. The Committee shall meet at least once a quarter for the purpose of <br />exploring cost saving measures and/or alternative health plans and review the group health plans claim <br />experience. <br />The Insurance Committee is to discuss and recommend changes to the city's health care plans with the <br />goal of decreasing costs for both the city and the employees, as well as to review and recommend <br />wellness programs which have the expectation of saving the city insurance dollars. Each bargaining <br />unit shall be entitled to cast one vote, no matter the number of employees representing the bargaining <br />unit on the committee. The employer shall be entitled to cast one vote, no matter the number of <br />representatives of management or non -union employees serving on the committee. <br />If the committee approves such proposed new or revised plan or plans by unanimous vote, then the city <br />is authorized to implement such plan or plans at the next annual open enrollment period. <br />16.04 The city agrees to provide each member with a NFPA complaint Public Safety Exam annually <br />to include a Chest x-ray (every three years), screening for heavy metals and enhanced blood markers <br />for cancer and disease screening. The Union and the City will jointly approve the vendor of this <br />service. <br />The intent of this program is to promote health and fitness in a mandatory, non -punitive manner. <br />Mandatory, non -punitive implies a program with universal participation; however, failure to achieve <br />defined individual fitness objectives should not be the basis for any employment sanctions, discipline <br />or other punitive actions. The vendor shall provide the Chief or his designee a report of those who have <br />completed the examination or evaluation. <br />The examination or evaluation and all records of the examination or evaluation are confidential. <br />16.05 Life Insurance. <br />A. The City shall provide a policy of life insurance in the amount of $25,000.00 to every <br />member of the Division of Fire who shall have the right to convert said policy at the rates <br />established by the insurance carrier upon the member's termination. The insurance shall be <br />written by a recognized insurance carrier and all premium costs shall be borne by the City. <br />16 <br />