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<br />Hospitalization 10% increase from 2012 -national trend increase 119'0 -the increase is due to <br />our claims experience and 3 claims reaching stop loss. <br />Expanded our wellness program in an effort to mitigate the increase for the <br />employees. <br />Workers Comp -Self Insured Program <br />Program continues to provide the cash flow savings projected when the <br />program began in 2009 which is on average $300,000 annually <br /> <br />_..,. r,~,~,.::... ,.. _ . <br />ti,.y....~,,_. ~. _. ~..~..-,_ ._ <br />