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AMERICAN LAND TITLE ASSOCIATION <br />OWNER'S POLICY <br />(10-17-92) <br />CHICAGO TITLE INSURANCE COMPANY <br />SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE <br />CONTAINED IN SCHEDULE B AND THE CONDITIONS AND STIPULATIONS, CHICAGO TITLE <br />INSURANCE COMPANY, a Missouri corporation, herein called the Company, insures, as of Date of Policy shown <br />in Schedule A, against loss or damage, not exceeding the Amount of Insurance stated in Schedule A, sustained or <br />incurred by the insured by reason of: <br />1. Title to the estate or interest described in Schedule A being vested other than as stated therein; <br />2. Any defect in or lien or encumbrance on the title; <br />3. Unmarketability of the title; <br />4. Lack of a right of access to and from the land. <br />The Company will also pay the costs, attorneys' fees and expenses incurred in defense of the title, as insured, but <br />only to the extent provided in the Conditions and Stipulations. <br />In Witness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as <br />of Date of Policy shown in Schedule A, the policy to become valid when countersigned by an authorized signatory. <br />Issued by: <br />CHICAGO TITLE INSURANCE COMPANY <br />24950 GREAT NORTHERN CORPORATE <br />CENTER, SUITE 105 <br />NORTH OLMSTED, OH 44070 <br />(440) 734-7660 <br />-I President <br />By: <br />? <br />Secretary <br />CHICAGO TITLE INSURANCE COMPANY <br />By: <br />ALTA Owner's Policy (10-17-92)