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number of paramedics required would decrease by one (I ) for every (3) staffing / employee <br />reductions based upon forty six (46) employees. <br />20.3 Effective January 1, 2013 any employee wishing to promote to a higher rank shall be <br />required to maintain paramedic certification. This section shall not apply to any employee that <br />has dropped paramedic certification prior to .January 1, 2013 and currently hold the rank of <br />Lieutenant or Captain. <br />ARTICLE XXI HEALTH BENEFITS <br />21.1 The Employer shall provide either individual or family medical insurance coverage at <br />the employee's option for each full -time employee pursuant to Appendix A. <br />21.2 Employee(s) participating within either an individual or family plan shall contribute an <br />amount equal to eleven, twelve and thirteen (11% for 2015; 12% for 2016; l 39r6 for 2017) <br />percent of the plan premium or expected costs of such medical and vision plan and the Employer <br />shall contribute eighty nine, eighty eight and eighty seven (89% for 2015-,88% for 2016; 87% <br />for 2017) percent of such costs. The employee contribution shall be withheld via payroll <br />deduction not later than the first pay period each month. <br />21.3 The Employer will offer a PPO plan that provides for annual deductibles, co -pays and co- <br />insurance as set forth in the attached Plan design, providing said plan contains deductibles, co- <br />pays, co- insurance benefits that are no less than those contained in Appendix A. <br />21.4 Employees shall participate in the AFSCME Dental Benefit Plan and Union Eye Care <br />Vision Plan. <br />21.5 Expected cost of premium is defined as the cost of all medical, hospital, prescription drug <br />and related fees including, but not limited to, administration fees. <br />21.6 The Employer reserves the right to establish plans, enrollment periods and regulations. <br />21.7 All employees shall receive twenty -five thousand ($25,000.00) dollars in group term life <br />insurance, paid for by the Employer. <br />21.8 The Employer shall cause to be implemented the current Health Care Plan as a qualified <br />Plan under Section 125 of the Internal Revenue Code. <br />ARTICLE XXII APPENDICES AND AMENDMENTS <br />22.1 All appendices and amendments to this Agreement shall be numbered (or lettered), dated <br />and signed by the Employer and the Association and shall be subject to all provisions of this <br />Agreement. <br />23 <br />