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16.03 The City retains the right to set the premium contributions, at levels not to exceed those <br />paid by the City's non -union employees, if it chooses to offer such a plan. <br />16.04 The City agrees to maintain the current Aid to Preventive Dentistry Plan with fifty (50) <br />percent of the total cost paid by the employee. <br />16.05 Newly hired employees shall have the option to purchase their selected health care plan at <br />current COBRA rates. The health care plan selected shall become effective on the first day of the <br />month following their date of hire. <br />16.06 The "100%" and the "90/10" Summary of Benefits and Coverage for 2020 - 2022, <br />including prescription drug coverage, is attached hereto as Appendix B . <br />16.07 The employer shall establish an insurance committee of one (1) to three (3) representatives <br />from each of the City's bargaining units and a minimum of one (1) representative of the employer. <br />This committee shall be administered pursuant to Appendix C. <br />ARTICLE 17 LIABILITY INSURANCE <br />17.01 The City shall provide liability insurance (which may be through an insurance carrier, a <br />program of self insurance or any combination thereof) for employees, including false arrest <br />coverage for a Police Officer regarding occurrences arising out of the performance of the <br />employee's duties, and such coverage shall be in the minimum amount of $1,000,000.00 per <br />person/$1,000,000.00 per incident/no aggregate for bodily injury, property damage and personal <br />injury. The FOP shall be provided copies of such current policies and coverage. <br />17.02 Subject to the limits of the policy, insurance coverage shall be provided to each employee <br />of the Division of Police operating City owned vehicles to protect the employee fully against any <br />and all claims arising out of the authorized operation of said vehicle. This insurance must cover <br />all claims for property damage and personal injury, and shall be the sole responsibility of the City <br />to provide and maintain. <br />ARTICLE 18 LIFE INSURANCE <br />18.01 The City will purchase a life insurance policy, which will provide, subject to its terms, a <br />death benefit of at least $175,000 in the event a sworn Police Officer dies in the line of duty. The <br />benefit shall be paid in one payment. The policy shall also provide for dismemberment coverage. <br />18.02 The City agrees to provide life insurance coverage to each employee covered by this <br />Agreement in the amount of $25,000.00. <br />18.03 The FOP shall be provided copies of such current policies and coverage. <br />ARTICLE 19 CLOTHING MAINTENANCE <br />14 <br />